Privacy Policy
Last Updated: August 10, 2026
YewSave ("we", "us", or "our") operates the YewSave mobile application (the "App"). We respect your privacy and are committed to protecting the personal and financial information you share with us.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App.
1. Information We Collect
A. Personal Information You Provide
- Account Data: Email address and password (when signing up via email/password) or profile credentials (when using Google Sign-In).
- Profile Details: Name or display preference, profile settings, and app preferences.
B. Financial Data Entered by You
- Transaction Records: Transaction dates, amounts, categories, types (income, expense, transfer, investment, debt payment), and notes.
- Budget Targets & Financial Goals: Monthly budget limits, category spending goals, and debt/asset balance entries.
- Learning & Coaching Progress: Saved lesson progress, interactive exercise answers, and coach interaction notes.
C. Bank Account Data (Only If You Connect a Bank)
Connecting a bank account is entirely optional. The App works fully without it, and nothing in this section applies unless you choose to connect one.
If you do, we use Plaid Inc. to make the connection:
- You enter your bank credentials with Plaid, never with us. Your online banking username and password are typed into Plaid's own secure window. YewSave never sees, receives, or stores them, and has no way to.
- What we receive from Plaid: your transaction history (dates, amounts, merchant names, categories) and account balances, for the accounts you choose to connect.
- What we deliberately do not request: your full account and routing numbers, and identity verification data. YewSave does not use Plaid's Auth, Identity, or Balance products — it cannot move money, and it has no ability to make a payment or transfer on your behalf.
- The connection key is never in the App. The token that lets us fetch your transactions is stored server-side only, in a location the App itself cannot read, and is used solely to refresh your transactions.
- You can disconnect at any time from within the App. Disconnecting stops all future access immediately.
Plaid's own handling of your information is governed by the Plaid End User Privacy Policy.
D. Technical & Usage Data
- Device model, operating system version, and unique device identifiers.
- App performance statistics, diagnostic logs, and crash reports.
2. How We Use Your Information
We use the information we collect solely to provide, maintain, and improve YewSave, including to:
- Create and manage your account across your devices.
- Materialize recurring financial entries and generate monthly budget breakdowns.
- Provide personalized, supportive financial coaching, cash-flow forecasts, and net worth calculations.
- Save and sync your educational progress and preferences.
- Respond to customer support inquiries and send security alerts or administrative updates.
3. Data Sharing and Third-Party Services
We do NOT sell, rent, or trade your personal or financial data to third parties.
We share data only with trusted cloud service infrastructure providers required to operate the App:
- Google Cloud / Firebase: Used for secure authentication (Firebase Auth), database storage (Cloud Firestore), and app hosting.
- Cloudflare (Worker Relay): Used for processing AI coach interaction requests securely without exposing server credentials.
- Plaid Inc.: Used only if you choose to connect a bank account, to establish that connection and retrieve your transactions and balances. See Section 1C above.
4. Data Security
- Encryption in Transit: All data transmitted between the App and cloud servers is encrypted using industry-standard TLS / HTTPS encryption.
- Strict Access Controls: Cloud Firestore security rules ensure that your data is strictly accessible only by your authenticated account.
5. Account Deletion & Data Retention
- Exporting Data: You can export your transaction history to CSV directly from the Transactions screen in the App at any time.
- Deleting Account & Data: You can request complete deletion of your account and associated financial data at any time by contacting us at [email protected]. Upon account deletion, all user profile records, transactions, budgets, and lesson progress are permanently removed.
6. Children's Privacy
YewSave is intended for general audiences and is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.
7. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at: